The perfect loan for

home improvements
buying a new car
your family’s education
home improvements

Borrow between £10k & £250k

Authorised and regulated by the FCA
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

The new way to finance large purchases

Rates starting at 7.70% p.a.*
Make large purchases affordable
Loans from £10k - £250k

Our loans are designed specifically for homeowners like you. Use the equity you've built up in your property to unlock high amounts at low rates.

Get unrivalled flexibility with a HELOC (Home Equity Line of Credit) or a fixed amount on day one with a Homeowner Loan.

* Representative example: A loan of £100,000 over 25 years results in 60 monthly payments of £782.09 at a fixed annual rate of 7.70% and 240 monthly payments of £845.06 at a reversion rate of 3.50% above the Bank of England Base Rate. The total cost over the full term is £249,739.80, including interest of £149,739.80, an arrangement fee of £3,000 and a product fee of £995 added to the balance. APRC: 9.08%.

Selina HELOC

The most flexible option

First to the UK market, a HELOC (Home Equity Line Of Credit) is a low interest credit facility secured against your property.

As it is a line of credit, you'll only ever pay interest on the funds you draw down and you'll have the peace of mind that there is more should you need it.

HELOC balance
Can flex up and down as needed over the first 5 years
Interest savings
Interest is only paid on funds drawn down, not the full credit limit
Credit limit
Gradually reduces over the term (amortisation)

Selina Homeowner Loan

Get all your funds on day one

With a Selina Homeowner Loan, you get one set amount, secured against your property.

It could be the most suitable option if you need the borrowing in one go.

Homeowner Loan balance
Reduces as you make monthly repayments
Flexible spending
Amount
Term
Interest paid
ERCs
Selina Finance logo
HELOC
Withdraw as and when needed for up to 5 years
£10k - £250k
5 - 30 years
Only on withdrawn funds
None
Selina Finance logo
Homeowner Loan
Get all your funds at once
£10k - £250k
5 - 30 years
On full amount
Depending*
Get all your funds at once
£1k - £25k
1 - 5 years**
On full amount
Possible
Typical personal loan

Used responsibly, a Selina HELOC and a Selina Homeowner Loan can provide you with valuable advantages. However, as they are mortgages, you should consider the possible impact on your ability to secure additional borrowing against your home.

*ERCs can apply depending on the Homeowner Loan product that you get.

**Whilst from our research personal loans are generally offered over 1-5 years, some lenders do offer longer terms.

More than a loan

Home improvements, vehicles and so much more - the freedom to choose is yours.
Home improvements
School fees
Buy to let

Apply online,
get funded quickly

1

Check your eligibility in 2 minutes

Answer a few simple questions to quickly see if you're eligible for one of our loans.

2

Apply in less than 10 minutes

Apply online, one of our experts will help you during the process.

3

Get funded

If you're eligible we will help you get the funds easily and promptly.

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

What people say about
Selina

Your questions, answered

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.