Authorised and regulated by the FCA

A smarter way to borrow

Borrow £10k - £500k

Rates starting from 5.94%

No impact on your credit score

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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Great news, your loan has been approved

Get your funds in as
little as 48 hours

The UK’s most flexible secured lending

Maximum flexibility

Use our Home Equity Line of Credit (HELOC) to draw funds and repay without early repayment charges.

Pay only for what you use

Interest is charged only on the funds you’ve drawn down.

Easy to set up

Use our quote tool or speak to an advisor to find the best fit for your needs.

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A professional approach tailored for your peace of mind

Regulated and trusted

Fully authorised by the FCA.  
FRN 820183

Tailored advice

Get a financial review with a friendly expert advisor to find the most cost-effective option.

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Proven success

Join hundreds of satisfied customers on Trustpilot

— Low monthly payments for big — plans

Flexible financing

Cover home improvements, debt consolidation, school fees, and more with ease.

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More money to spend

Longer terms at lower secured lending rates mean more money in your bank account each month.

Discover your borrowing power

Get a quote in just a few minutes

Borrow £10k - £500k

No impact on your credit score

Rates starting from 5.94%

Authorised and regulated by the FCA

Get a quote

^*Representative example: A loan of £100,000 over 25 years results in 60 monthly payments of £691.82 at a fixed annual rate of 5.94% and 240 monthly payments of £747.88 at a reversion rate of 3.09% above the Bank of England Base Rate. The total cost over the full term is £218,453.28, including interest of £118,453.28, an arrangement fee of £3,000 and a product fee of £995 added to the balance. APRC: 7.38%.

Get a quote with no impact on your credit score

We only perform a hard credit search after confirming your eligibility.

Dedicated support

Our case managers guide you through the process, helping you to get funded up to 66% faster than similar lenders.

Fast and easy

Submit documents online with electronic signatures for quicker processing.

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How to apply

A simple, hassle-free process

Check your eligibility

Answer a few simple questions in just two minutes.

Get a personalised quote

Complete your full application in ten minutes. There’s no commitment, and getting a quote won’t affect your credit score.

Speak to an advisor

We’ll understand your situation and goals before recommending the right product.

Submit your documents

If you decide to proceed, provide the necessary documents, and you could receive the funds in as little as 48 hours.

Get your quote now – it only takes two minutes and won’t affect your credit score.

Get a quote

What people say about Selina Finance

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Your questions, answered

All about the Selina HELOC

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Eligibility criteria

Applying with Selina

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments.