We don’t think like a bank, and that's very deliberate. We think finance should be as flexible and easy to apply for as possible
We looked at the number of people getting loans with huge interest rates and said we can do better.
We are built on transparency. That’s why every customer has their own account manager to guide them through the application process.
Representative Example:
A Home FlexiLoan of £50,000 drawn out in full over 25 years at a fixed rate of 4.95% for 5 years and then our variable rate of 4.45% for the remaining term would result in 60 monthly payments of £296.63 and 240 monthly payments of £284.33.
The total cost after 25 years is £86,037.30, which includes £35,042.30 interest and a £995 product fee added to the balance.
The overall cost for comparison is 4.96% APRC representative
Take out the funds you need & leave the rest for later. Only pay interest on the amount outstanding
Choose between a fixed or variable interest rate
Just like a credit card, we issue you with a credit limit that you can borrow against as much as you like
Take out the funds you need & leave the rest for later. Only pay interest on the amount outstanding
Choose between a fixed or variable interest rate that comes with no fees at all
Secure the credit facility against your residential property, or a buy to let property you own
Tailored specifically for property investors with at least 3 buy to lets within their portfolio
Make interest only payments on the amount outstanding, with rates starting from 0.49% per month
Secure our credit facility against one or more buy-to-let properties within your portfolio
Interested in finding out a bit more about who we are and what we offer?
Call us from Monday to Friday (8am - 7pm) and speak with our customer support team to discuss your situation