Selina Finance: Get your home working for you

We’re here to help your ambitions become a reality

We champion flexibility

We don’t think like a bank, and that's very deliberate. We think finance should be as flexible and easy to apply for as possible

We believe in affordability

We looked at the number of people getting loans with huge interest rates and said we can do better.

We live transparency

We are built on transparency. That’s why every customer has their own account manager to guide them through the application process.

How much could I borrow?

Outstanding mortgage

£ 70,000

How much you could borrow

£ 80,000

Value of your property: £200,000

Value of outstanding mortgage: £70,000

We lend a minimum of £25,000. Based on this information, it looks like we’re not be able to provide you with a credit facility. Why not give us a call on 020 3984 9136 to discuss your situation in more detail

Borrow up to£80,000

120 monthly repayments of: £847

Representative Example:
A Home FlexiLoan of £50,000 drawn out in full over 25 years at a fixed rate of 4.95% for 5 years and then our variable rate of 4.45% for the remaining term would result in 60 monthly payments of £296.63 and 240 monthly payments of £284.33.

The total cost after 25 years is £86,037.30, which includes £35,042.30 interest and a £995 product fee added to the balance.

The overall cost for comparison is 4.96% APRC representative

Choose the right option for your situation

Home FlexiLoan

Borrow £25,000 - £1,000,000 over 30 years

Only pay when you use your funds

Take out the funds you need & leave the rest for later. Only pay interest on the amount outstanding

Rates starting from 4.45%

Choose between a fixed or variable interest rate

Enjoy flexible finance for you and your family

Just like a credit card, we issue you with a credit limit that you can borrow against as much as you like

Learn more

Business Credit Facility

Borrow £25,000 - £1,000,000 over 30 years

Only pay when you use your funds

Take out the funds you need & leave the rest for later. Only pay interest on the amount outstanding

Rates starting from 4.95%

Choose between a fixed or variable interest rate that comes with no fees at all

Secured on a residential property

Secure the credit facility against your residential property, or a buy to let property you own

Learn more

Property Investor Credit Facility

Borrow £25,000 to £1,000,000 over 3 years

Designed for property investors

Tailored specifically for property investors with at least 3 buy to lets within their portfolio

Interest only payments

Make interest only payments on the amount outstanding, with rates starting from 0.49% per month

Secured against buy-to-let properties

Secure our credit facility against one or more buy-to-let properties within your portfolio

Learn more

Trusted by homeowners throughout the UK

We've funded individuals from across the UK and helped them achieve their goals

James Sinclair is the founder of the Partyman Company, one of the UK’s most exciting leisure companies. We provided him with a credit facility of £250,000 that will enable him to reinvest the profits made from his business in property.

Phoenix Truck and Trailer Maintenance borrowed £200,000 as they look to hire new staff following the completion of their new state of the art warehouse. We provided them with a large credit facility at competitive rates to achieve their goals and help them grow.

Joe Kempster is a 21 year old butcher from Kettering who was looking to establish his very own business. We provided him with an affordable credit facility of £50,000 that enabled him to buyout the owners of a local butcher’s

Get your home working for you

Access finance with a credit facility that's secured against your property.
Borrow £25,000 to £1,000,000 for you, your business or your property portfolio.

I need finance:

Your home may be repossessed if you do not keep up repayments

We’re here to help your ambitions become a reality

We champion flexibility

We believe in affordability

We live transparency