What is a Selina Homeowner loan?

Selina Homeowner Loan

Get all your funds on day 1

Our homeowner loan gives you access to low rates based on the equity in your home.

It's a low interest second charge mortgage, more suitable if you need instant access to your money.

Fixed rates starting from 7.59% p.a.*

Variable rates starting from 8.09% p.a.*

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Authorised and regulated by the FCA

Homeowner Loan balance

Reduces as you make monthly repayments

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

*Representative examples: A loan of £100,000 over 25 years results in 60 monthly payments of £774.61 at a fixed annual rate of 7.59% and 240 monthly payments of £804.16 at a reversion rate of 3.09% above the Bank of England Base Rate. The total cost over the full term is £239,475.00, including interest of £139,475.00, an arrangement fee of £3,000 and a product fee of £995 added to the balance. APRC: 8.64%.
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A Homeowner Loan of £100,000 over 25 years results in 300 monthly payments of £808.86 at a variable rate of 8.09%, set at 3.09% above the Bank of England Base Rate. The total cost over the full term is £242,658.00, including interest of £142,658.00, an arrangement fee of £3,000 and product fee of £995 added to the balance. APRC: 8.90%.