Our homeowner loan gives you access to low rates based on the equity in your home.
It's a low interest second charge mortgage, more suitable if you need instant access to your money.
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
*Representative examples: A Homeowner Loan of £100,000 over 25 years at a variable rate of 9.00% would result in 300 monthly payments of £872.72. The total cost after 25 years is £261,816.00 which includes £161816.00 of interest, a £995 product fee and a £3,000 arrangement fee added to the balance. APRC: 9.91%
A loan of £100,000 over 25 years results in 60 monthly payments of £833.89 at a fixed annual rate of 8.45% and 240 monthly payments of £867.71 at a reversion rate of 3.75% above the Bank of England Base Rate. The total cost over the full term is £258,283.80, including interest of £158,283.80, an arrangement fee of £3,000, a product fee of £995 added to the balance. APRC: 9.61%.
Unlock low rates for homeowners
Get your funds quickly
Make large purchases affordable
Borrow from £10k - £500k
Used responsibly, a Selina HELOC and a Selina Homeowner Loan can provide you with valuable advantages. However, as they are mortgages, you should consider the possible impact on your ability to secure additional borrowing against your home.
*ERCs can apply depending on the Homeowner Loan product that you get.
**Whilst from our research personal loans are generally offered over 1-5 years, some lenders do offer longer terms.
Answer a few simple questions to quickly see if you're eligible for one of our loans.
Apply online, one of our experts will help you during the process.
If you're eligible we will help you get the funds easily and promptly.