The new way to finance large purchases
Our Advice+ channel is specifically designed to help business owners to unlock the equity they have built up in their homes.
*Minimum rate available on the Homeowner Loan. Your advisor will recommend the product that is right for you based on your personal circumstances. Representative example: A loan of £100,000 over 25 years results in 60 monthly payments of £833.89 at a fixed annual rate of 8.45% and 240 monthly payments of £867.71 at a reversion rate of 3.75% above the Bank of England Base Rate. The total cost over the full term is £258,283.80, including interest of £158,283.80, an arrangement fee of £3,000, a product fee of £995 added to the balance. APRC: 9.61%.
Selina HELOC
The most flexible option
First to the UK market, a HELOC (Home Equity Line Of Credit) is a low interest credit facility secured against your client's property.
As it it is a line of credit, they will only ever pay interest on the funds they draw down and they will have the peace of mind that there is more should they need it.




Selina Homeowner Loan
Get all your funds on day one
With a Selina Homeowner Loan, your client gets one set amount, secured against their property.
It could be the most suitable option if they need the borrowing in one go.


Used responsibly, a Selina HELOC and a Selina Homeowner Loan can provide your clients with valuable advantages. However, as they are mortgages, they should consider the possible impact on their ability to secure additional borrowing against their home.
*ERCs can apply depending on the Homeowner Loan product that your client gets.
**Whilst from our research personal loans are generally offered over 1-5 years, some lenders do offer longer terms.